These days, more and more people are struggling to pay their bills. When a serious health event occurs, lives can be turned upside down. Out-of-pocket medical costs, loss of income, and household bills affect the whole family and too often result in mounting debt. In fact, 60% of all personal bankruptcies are due to costs associated with a sickness or injury.* Worse yet, the costs of certain medical treatments, even with major medical insurance, may not be affordable.
We can help you gain access to the best supplemental plans that provide cash benefits directly to you, regardless of how much your health insurance provider may be paying your physician, hospital or pharmacy. Best of all, these benefits are yours to use how you see fit. You can use the money to pay for child care, groceries, medical costs, or anything else you choose.
Examples of popular plans include:
Accident Indemnity
Most plans pay benefits directly to the policyholder for physician visits, emergency treatment, hospitalization, follow-up visits, chiropractic & physical therapy, and more.
Cancer Protection
Cash payments for wellness screenings. Benefits are also paid for chemotherapy, radiation, experimental treatments, consultations, hospitalization, nursing services, and much more.
Sickness Indemnity
Benefits paid for physician visits, diagnostic tests, hospitalizations and surgeries.
Critical Illness
Lump sums paid in the event of a specified illness such as a heart attack or stroke.
Disability Insurance
Benefits that help pay the bills in the event of a sickness or accident that creates a disability.
Dental Insurance
Most plans have no in-network requirement (so you can be treated by the dentist of your choice), no deductibles, and no pre-authorization required. Benefits are paid for dental check-ups and treatments.
Hospital Indemnity
These plans provide benefit payments to policyholders in the event of a hospital stay. Plans can include additional out-patient and surgery benefits.
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